
About Three Horizons
Navigating Growth.
Three Horizons Capital’s Expert Solution
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With over 50 years combined experience globally our team recognizes that not one client or investor is the same. However, we are all faced with the same challenge of growing revenue with limited resource and an ever-changing environment.
Three Horizons Capital partner with our clients to traverse these challenges by leveraging our expertise and focus not just on the solution but on implementation

Dr. Jay Raol
Dr. Jay Raol focuses on providing customized direct indices and analytics to help asset managers and wealth advisors to efficiently manage portfolios to specific outcomes through innovative technology.
Previously, Dr. Raol was head of fixed income within the Systematic and Factor Investing (SFI) Group at Invesco and a member of the SFI leadership team. His team researched and managed strategies in global fixed income including investment grade, high yield and treasures. The group managed $2 bill ion in strategies across active ETFS, mutual funds and separately managed accounts. In addition, he worked with clients to develop bespoke multi-asset solutions across equities, fixed income, managed futures and options.
Before joining SFI, he was director of quantitative research within Invesco Fixed Income with responsibilities in quantitative macroeconomic strategy, portfolio construction and risk management.
Mr. Raol has been in the industry since 2010. He has numerous publications covering macro economic, systematic and multi-asset subjects. Mr. Raol earned a BA degree and a
PhD in computational and applied mathematics from Rice University in Houston, Texas.
Bin Yang leads the research initiatives and oversees the technology platforms that drive the firm’s innovative products. Previously, Mr. Yang was a Senior Quantitative Researcher at Invesco, where he specialized in fixed income quant research, multi-asset factor strategies, and portfolio construction. Mr. Yang earned a M.S. degree in financial engineering from Columbia University and B.A. degrees in Applied Mathematics, Economics, and Statistics from Rice University. He is a Chartered Financial Analyst® (CFA) charter holder.

Bin Yang

Andrew Gardner
Andrew Gardner focuses on innovative implementation of investment strategies and distribution strategies partnering with asset managers globally to effectively and efficiently increasing long term sustainable organic growth.
Andrew has over 25 years in the asset management industry working across all three regions where he helped to build and establish Invesco’s presence in Asia Pacific with key Merger and Acquisition while developing Invesco’s Global Sovereign Wealth Program. Over the last 10 years Andrew has worked alongside Dr. Raol at Invesco where they helped to grow Invesco Systematic and Factor Investing Group across Equity, Fixed Income and Multi Asset to $40billion.
Andrew is a chartered certified Accountant with a Masters degree in Renewable Energy and Environmental Finance from Universit y College Dublin.